Car Loan Calculator
Free car loan EMI calculator. Estimate auto loan EMI, interest, and total payable for new or used cars.
₹8,00,000
₹50,000₹1,00,00,000
₹
Annual reducing car / auto loan rate
9.5%
7%20%
%
5 yrs
1 yr8 yrs
yrs
Car loan EMI
Monthly EMI
₹16,801.49
Updates instantly as you move the sliders.
Principal 79.4%Interest 20.6%
- Principal amount
- ₹8,00,000
- Total interest
- ₹2,08,089.40
- Total payment
- ₹10,08,089.40
- Tenure
- 60 months
Estimates only for informational purposes — not financial, tax, or investment advice.
Your files are processed directly in your browser whenever possible.
How to use
- 1Enter the on-road amount you want to finance.
- 2Set the car loan interest rate and tenure (often up to 7–8 years).
- 3Review monthly EMI and total interest.
How it works
Car loan EMI uses the reducing-balance formula. Ranges match typical auto loan tenures. Down payment is not deducted automatically — enter the amount you will borrow.
Example
₹8,00,000 car loan at 9.5% for 5 years → EMI shown as you adjust sliders.